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With the upcoming launch of iOS 18.1, Apple is opening up a new dimension for developers who want to offer in-app NFC transactions on the iPhone. This innovation represents a significant expansion of the ways apps can handle contactless transactions and takes security and usability to a new level.
At a time when contactless payments and digital keys are becoming increasingly important, Apple is offering developers a unique opportunity to update their apps with iOS 18.1. introduction The new NFC and SE (Secure Element) APIs allow developers to not only integrate payment functions but also enable a variety of other contactless transactions that were previously only possible via Apple Pay or Wallet.
New possibilities through NFC and SE APIs
The new NFC and SE APIs give you, as a developer, the ability to offer contactless transactions directly within your app without relying on Apple Pay or Wallet. These APIs allow you to integrate a wide range of features, including:
- In-store payments: Give your users the ability to make payments directly through your app.
- Car keys and house keys: Users can unlock their vehicles or houses contactlessly.
- Corporate and student IDs: Replace physical IDs with digital versions stored directly on your iPhone.
- Transport systems and hotel keys: Your app can serve as an access tool for closed transport systems and hotel locks.
- Customer and reward cards: Integrate loyalty programs and other customer cards directly into your app.
- Event tickets: Users can store tickets securely in your app and present them contactlessly at events.
security and data protection
Apple places great importance on the security and privacy of its users. That is why the NFC and SE APIs have been developed to meet the highest security standards. The technologies use the Secure Element, a certified chip that securely stores sensitive information on the device. Other security features include the Secure Enclave and biometric authentication, which, in combination with Apple servers, ensure that transactions are processed securely.
From iOS 18.1: Integration into the app
To integrate the NFC and SE APIs into your iPhone app, you need to follow a few important steps:
- Commercial agreement with Apple: First, you must enter into a commercial agreement with Apple that gives you access to the APIs.
- Request NFC and SE authorization: Using the APIs requires special authorization, which you must request from Apple.
- Meet regulatory requirements: Only authorized developers who meet certain industry standards and regulatory requirements are granted access to the APIs.
- Set app as default app: Users can set the respective app as the default app for contactless transactions in the iOS settings to ensure smooth usage.
The NFC and SE APIs will initially be available in countries such as Australia, Brazil, Canada, Japan, New Zealand, the UK and the US, with more countries to follow. This change comes after Apple announced to open the NFC chip to third-party apps in the European Union under the Digital Markets Act. (Photo by Unsplash / EFFYDESK)
